Should pensions include private savings?
Pensions should be partly funded by individual savings (funded pensions).
- Strongly agree
- Somewhat agree
- Somewhat disagree
- Strongly disagree
What's at stake: The debate pits the solidarity between generations of pay-as-you-go pensions and individual savings, exposed to markets but complementary.
The left's argument
Funded pensions expose retirement to market crises and favour those who can save.
The centre's argument
Keep pay-as-you-go pensions and add collective savings through the employer.
The right's argument
With an ageing population, pay-as-you-go alone won't hold: savings must top it up.
And you, where do you stand?
Answer 30 situations like this one and find out where you stand, topic by topic.